At NEWRGY LENDING LIMITED, we offer a simple, fast, and secure way to access short-term loans through our mobile application — Sharp Collect. Whether you need urgent funds for unexpected expenses, daily needs, or emergencies, our digital lending solution is here to help.
Instant Personal Loans
Access short-term loans with no collateral. Funds go directly to your bank or mobile wallet.
100% Digital Process
Apply anytime, anywhere using just your smartphone — no paperwork or branch visits.
Fast Approval & Disbursement
Loan decisions in minutes. Approved users receive funds instantly.
Transparent Terms
Clear repayment schedules and no hidden charges. What you see is what you repay.
Data Privacy & Security
We follow Nigerian regulations and use bank-level encryption to protect your personal data.
Who Can Apply?
Nigerian citizens aged 18 and above
Have a valid bank account or mobile wallet
Stable income source (formal or informal)
Own a smartphone with internet connection
Why we are a reliable financial partner?
Access to credit
for the underserved
for the underserved
Faster approvals
in urgent situations
in urgent situations
Simplified borrowing
experience with transparency
experience with transparency
Less paperwork,
more convenience
more convenience
Peace of mind
with strong data protection
with strong data protection